America 1919

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"OK!" Owen Young hung up the phone cheerfully!

"Boss, Dick from Breton Bank has been waiting for you in Atlantic City for two days now. Would you like to meet him?"

After Donnie hung up the phone, Steve Cotting spoke to him.

Donnie glanced at the time and said, "Tonight then. Inform Dick that I'll take him out to dinner tonight!"

Investing in Breton Bank, as it presently seemed, might be the least important matter amongst those that needed Donnie's attention.

But in actuality, this matter was the most crucial element for Donnie's future business endeavors!

"Alright!"

Steve Cotting had basically told Donnie everything that happened in Atlantic City during this period.

So he immediately left!

.

Come evening, Donnie hosted Dick at the Ritz Hotel!

"I've looked over the details of the partnership with Breton Bank, and there are basically no problems at all!"

Raising his glass, Donnie smiled and said to Dick, "Congratulations, Mr. Dick, from now on, Breton Bank will be one of the top three banks in Atlantic City, alongside Morgan and Mellon!"

Dick was also very happy. He had given up 10% of Breton Bank's stock in exchange for a third share of Atlantic City, which seemed to be a very good deal no matter how he looked at it!

"Donnie, I'm very grateful for your help with this. Without you, it would not have been possible for Breton Bank to enter Atlantic City so smoothly.

And the congratulations shouldn't just be for me, but for us, since you, Donnie, are now one of the major shareholders of Breton Bank!"

Donnie didn't deny it, smiling as he said, "Then let's congratulate us!"

The two clinked glasses, after which Donnie continued, "Dick, the design for the Surf Hotel in Atlantic City is out, and we are ready to start construction during this period. I expect that by this time next year, our hotel can officially open for business!"

The most common complaint heard in later generations is that the construction speed in the United States is comparable to an old lady crossing the street.

But in fact, during this period in the United States, their construction speed was very fast. It can only be said that as the U.S. developed and became stronger, the corruption within their government became more severe, which led to the kind of situation seen in later generations.

One year's time was sufficient for the Surf Hotel, named by Donnie, to be completed and officially open for business!

Dick became even more delighted. The official opening of the Surf Hotel actually signified many things.

By that time, the constitutional push to legalize the gaming industry in Atlantic City would surely be completed.

Then, Atlantic City would be inundated with cash, and such results would bring endless benefits to Breton Bank. Explore stories on empire

"Dick, have you ever thought about how to truly develop Breton Bank into a top national bank, one that stands alongside Morgan and Mellon?"

After two drinks, Donnie posed his question to Dick.

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Dick was clearly stumped by Donnie's question. Wasn't collaborating with Atlantic City already an important step in developing Breton Bank into a national bank?

"What do you mean, Donnie?"

Donnie laughed, "The stock market is thriving nationwide, and the stocks of many listed companies are on the fast track. Take General Electric, for instance. By how much has their stock price increased from last year to this year? At least 30%, right?

If we could take advantage of this expressway with Atlantic City to list Breton Bank, it would definitely be sought after by Wall Street when the time comes. I believe the share price of Breton Bank could at least double!"

Dick was not swayed by Donnie's suggestion. Breton Bank was their family business. Although there were other shareholders, the control of the bank had always been firmly in their family's hands.

IPO could indeed bring more wealth to the bank and himself, but the risks were also enormous. It was very possible that in the operation of capital, he could lose control of the bank!

"Haha!" Dick did not outright reject Donnie's proposal for an IPO, given that they were currently close business partners.

So after a hearty laugh, Dick said, "Donnie, I don't think there's a great need to go public. We're not short of development funds at the moment, and once the Surf Hotel in Atlantic City is built, Breton Bank will be even less in need of funds. There's no need to list, right!"

Donnie also laughed heartily, "Alright then, since you're not interested, Dick, let's just forget I mentioned it!"

This issue shouldn't be brought up too frequently, or it might arouse Dick's suspicions. Besides, Donnie had too many matters to deal with at the moment. He could resolve those matters first before looking into the Breton Bank issue again.

This was just a minor episode. Since Donnie didn't bring it up again, Dick certainly wouldn't mention it either.

Later, Dick discussed with Donnie the matter of establishing their own branch in Atlantic City.

Now that construction of the Surf Hotel was about to begin, it was natural for Breton Bank to keep pace with the progress.

"Donnie, I've taken a good look at Atlantic City these past couple of days. The East District, West District, and North District each have their own advantages.

The East District is the traditional wealthy district of Atlantic City. After reforms, the West District's development has taken the fast track. I believe that if it continues, surpassing the East District is only a matter of time.

As for the North District, it is naturally expensive due to the presence of the boardwalk," Dick shared his analysis with Donnie.

Donnie said, "Choose the West District. The West District will become the financial center of Atlantic City in the future. Although it's a bit distant from the boardwalk's Surf Hotel, I'm more optimistic about the West District's development!"

In Donnie's vision, the North District, which boasted the boardwalk, would develop into a fully serviced community centered around the Surf Hotel, with tourism and gambling being the most important pillar industries.

And for the West District, Donnie hoped to transform it into a financial hub second only to New York on the east coast of the United States.

One hand gambling, one hand finance.

Such planning would allow Atlantic City to truly break free from the predicament of the previous life, from being one of America's most bustling cities to almost becoming a ghost town.

After thinking for a moment, Dick said, "Alright, I will spend some time earnestly looking for the right place in the West District!"

Donnie nodded, "If you run into any problems, you can go to Robert. He will help you solve all of them!"

Dick raised his glass with a smile, "To our booming business in Atlantic City!"

"To a roaring success!" Donnie also raised his glass!